Premiere Package
Privileges for those who are accustomed to getting more 24/7
Complex of benefits
Personal Banker 24/7
Cashless payments and transfers between accounts opened with FUIB
Priority service
in all branches of the bank
Premium Cards
Masterсard World Elite / Visa Infinite
VIP lounges Priority Pass
Unlimited free visits
0% for replenishment of accounts in any way for UAH, USD, EUR, PLN, GBP
Commission of another bank is possible
0% for cash withdrawals
in all ATMs in Ukraine
0% for transfers to cards of any bank
subject to transfer in UAH at PUMB mobile app
0% for currency exchange
At PUMB mobile app
Withdrawal of cash outside of Ukraine
2%, payment in hryvnias at the NBU exchange rate on the date of commission payment
Remote order
Ordering remotely through a Personal Banker with confirmation in PUMB mobile app
Cards delivery
in Ukraine and the world
0% - currency transfers between family members,
who established family ties in PUMB mobile app
More privileges
Insurance and protection
Travel insurance
Insurance amount – 50,000 EUR
Age of Insured Persons – from 1 to 75 years
Policy Term – 1 year
Unlimited number of trips abroad during the insurance policy term (multiple-entry visa)
Maximum Duration of One Trip – 90 days
Purpose of Travel – tourism, education, business, active sports recreation
Territorial Coverage – all countries except Ukraine, the country of permanent residence, and the country of citizenship of the insured person
- No deductible applies (0 UAH)
- Reinstatement of multi-entry visas when crossing the border with Ukraine
- Compensation for flight delays, as well as delayed or lost baggage
- Convenient communication with the insurance company: telephone, Skype, mobile app
Insurance amount – 50,000 EUR
Age of Insured Persons – from 1 to 75 years
Policy Term – 1 year
Unlimited number of trips abroad during the insurance policy term (multiple-entry visa)
Maximum Duration of One Trip – 90 days
Purpose of Travel – tourism, education, business, active sports recreation
Territorial Coverage – all countries except Ukraine, the country of permanent residence, and the country of citizenship of the insured person
- No deductible applies (0 UAH)
- Reinstatement of multi-entry visas when crossing the border with Ukraine
- Compensation for flight delays, as well as delayed or lost baggage
- Convenient communication with the insurance company: telephone, Skype, mobile app
When travelling abroad, you receive financial protection in case of unforeseen situations affecting your life and health
Property interest Insurance
A policy that protects card account holders against the most common types of financial fraud, allowing for the prompt reimbursement of funds stolen by fraudsters.
This service is provided by the insurance company VUSO. You can review the public offer at the following link; and the license.
What is insured: funds held in a card account with JSC "FUIB".
Who can purchase the insurance policy: a service package holder who is a resident of Ukraine.
Insurance amount: up to 50,000 UAH.
Insurance premium, payment procedure and terms: the insurance product is part of the premium service package and cannot be purchased separately. The insurance premium is included in the cost of the premium package and is paid when the package is issued or when additional services are ordered.
Policy term: 1 year.
What funds in the JSC "FUIB" card account are insured against: – unauthorized cash withdrawals from the card account; – unauthorized payments at merchant and service outlets using lost/stolen cards; – theft of funds due to the use of counterfeit payment cards (skimming); – illegal transactions on the card account using card details obtained fraudulently; – transactions on the Policyholder’s card account carried out under the influence of fraudsters. For more information on how your funds are protected, please click here.
A policy that protects card account holders against the most common types of financial fraud, allowing for the prompt reimbursement of funds stolen by fraudsters.
This service is provided by the insurance company VUSO. You can review the public offer at the following link; and the license.
What is insured: funds held in a card account with JSC "FUIB".
Who can purchase the insurance policy: a service package holder who is a resident of Ukraine.
Insurance amount: up to 50,000 UAH.
Insurance premium, payment procedure and terms: the insurance product is part of the premium service package and cannot be purchased separately. The insurance premium is included in the cost of the premium package and is paid when the package is issued or when additional services are ordered.
Policy term: 1 year.
What funds in the JSC "FUIB" card account are insured against: – unauthorized cash withdrawals from the card account; – unauthorized payments at merchant and service outlets using lost/stolen cards; – theft of funds due to the use of counterfeit payment cards (skimming); – illegal transactions on the card account using card details obtained fraudulently; – transactions on the Policyholder’s card account carried out under the influence of fraudsters. For more information on how your funds are protected, please click here.
Your funds are under our reliable protection
Partner insurance companies
Concierge service
The service for those who value their time, prefer an individual approach and trust professional solutions. A highly qualified team of personal assistants, who works 24/7. It will be of help to you in any life situation and anywhere in the world.
Special offer conditions are subject to change. Read more on visa.com.ua
Priority PassTM Services
From 02.06.2025, a new Priority Pass card will not be provided to customers in the package. The service is valid for customers with existing cards until the end of the card's validity period.
From 02.06.2025, a new Priority Pass card will not be provided to customers in the package. The service is valid for customers with existing cards until the end of the card's validity period.
At your service in airports around the world with Priority Pass:
-
unlimited visits to more than 1300 VIP airport lounges in more than 600 cities around the world
FUIB compensates for visiting the Priority Pass VIP lounge at airports in 2 stages:
- Write-off from the account
- Simultaneous crediting of monetary compensation to the account
Please note that the amount of monetary compensation is subject to inclusion in the income statement, if necessary, in accordance with the legislation of Ukraine. If you declare your income yourself, your personal manager will prepare information about this operation at your request. If you do not declare income yourself, there is no need to specifically declare these operations, because we have already paid all the related taxes. Find out details from your personal manager. A detailed description and location of the VIP lounge areas can be found in the directory provided to you, or on prioritypass.com. The location of VIP lounge areas can also be specified in the Concierge Service.
- a cozy and comfortable flight waiting area with light snacks and refreshing drinks
- comfortable conditions for doing business: free Internet, e-mail and access to modern conference facilities
- an ability to invite colleagues, customers and friends to the VIP lounge of international airports. For more information, visit prioritypass.com.
From 02.06.2025, a new Priority Pass card will not be provided to customers in the package. The service is valid for customers with existing cards until the end of the card's validity period.
For Mastercard Cardholders
Mastercard Travel Experiences
Access Mastercard Travel Experiences with your Mastercard World Elite card.
Access Mastercard Travel Experiences with your Mastercard World Elite card.
A separate queue for security control at more than 100 airports in Europe, individual transfer from/to the airport from a number of comfortable cars around the world with a Mastercard World Elite card.
Details
LoungeKey by Mastercard
Access the Mastercard Lounge and Fast Line with your card Mastercard World Elite by making card transactions in the amount of more than 10,000 hryvnias during the last 35 days before departure, of which the last 5 days are not taken into account as well as weekends before departure.
Access the Mastercard Lounge and Fast Line with your card Mastercard World Elite by making card transactions in the amount of more than 10,000 hryvnias during the last 35 days before departure, of which the last 5 days are not taken into account as well as weekends before departure.
Relax in the Mastercard Lounge business lounge with your Mastercard World Elite card. Unlimited access to lounge areas, Fast Track for MC World Elite cardholders and their guests.
Details
Mastercard Rewards Program
With Mastercard Rewards Program, automatically earn points for any purchase and exchange them for rewards.
Details
Car rental and discounts on international offers
Special conditions and discounts, free membership in Hertz Gold Plus Rewards and Avis Preferred Club.
Details
For Visa Cardholders
Telemedicine
Convenient and professional medical support in online consultations by phone or using usual mobile applications, messengers.
Details
Dragon Pass
To use Visa services, you need to pay with a Visa Infinite card in the amount of UAH 20,000 within a month. Transactions for the last 40 days before the current date are taken into account, except for transactions for the last 10 days. All transactions in retail chains and payments for purchases on the Internet are taken into account. Read more at visa.com.ua.
To use Visa services, you need to pay with a Visa Infinite card in the amount of UAH 20,000 within a month. Transactions for the last 40 days before the current date are taken into account, except for transactions for the last 10 days. All transactions in retail chains and payments for purchases on the Internet are taken into account. Read more at visa.com.ua.
Relax in Dragon Pass business lounges from Visa worldwide and get +2 free guest visits for each visit. Unlimited free access to business lounges worldwide with Visa Infinite card.
Fast Track
To use Visa services, you need to pay with a Visa Infinite card in the amount of UAH 20,000 within a month. Transactions for the last 40 days before the current date are taken into account, except for transactions for the last 10 days. All transactions in retail chains and payments for purchases on the Internet are taken into account. Read more at visa.com.ua.
To use Visa services, you need to pay with a Visa Infinite card in the amount of UAH 20,000 within a month. Transactions for the last 40 days before the current date are taken into account, except for transactions for the last 10 days. All transactions in retail chains and payments for purchases on the Internet are taken into account. Read more at visa.com.ua.
Speedy, 24/7 passage of all formalities without queuing through special turnstiles and corridors at the airports of Turkey, Poland, Spain and other European countries without restrictions with Visa Infinite card. Additionally, get 2 guest visits for each visit.
Additional travel privileges
Travel insurance with coverage limits of up to $ 2.5 million.
Car Renting.
Hotels booking discounts.
Information about the insurance product "Travel Insurance" from IC "ARKS"
The insurance object
The insurance object is the life and health of the policyholder or a third party (the insured person) designated by the policyholder in the insurance contract with their consent, as well as medical and additional expenses directly related to the occurrence of an insured event during a journey (trip) undertaken by the policyholder or the insured person.
Insurance risks
| Covered Insurance Risks | Sum Insured / Liability Limit, EUR |
| Medical expenses | 50,000 |
| Emergency medical care related to highly dangerous infectious diseases (including COVID-19) | 25,000 |
| Emergency dental care | 200 |
| Compensation for flight delay of more than 4 hours | 300 |
| Compensation for baggage delay of more than 4 hours | 300 |
| Compensation for total loss of registered baggage | 300 |
Can the product be purchased separately, without any related and/or additional services?
The insurance product is part of a premium service package. It cannot be purchased separately. The insurance premium is included in the cost of the premium package and is paid upon activation of the package or when ordering additional services.
Discounts, promotional offers
None.
A list of information that is essential for the assessment of the insurance risk and/or other circumstances taken into account when determining the amount of the insurance premium
For this insurance product, a list of information essential for the assessment of insurance risk is currently not available. Since the insurance program is fixed and the sum insured is uniform, the amount of the insurance premium does not depend on the duration, purpose, or destination country of the trip, nor on any other additional factors.
Consequences for the consumer in case of non-fulfillment of obligations stipulated by the insurance contract
A late notification of the occurrence of an insured event and the failure of the policyholder to fulfill their obligations stipulated by the insurance contract may serve as grounds for the insurer to refuse insurance payment. The insurer has the right to deny an insurance payment if the policyholder fails to perform the actions required by the insurance contract in the event of an occurrence that has the characteristics of an insured event. Events that occur during a period of insurance for which the insurance premium has not been paid within the deadlines specified in the insurance contract shall not be recognized as insured events.
Consumer notice regarding the necessity to review information prior to entering into an insurance contract
Information about exclusions from insurance events and grounds for refusal to pay insurance benefits, insurance limitations, insurer’s liability limits for a specific insured object, insured risk and/or insured event, as well as the procedure for calculating and conditions for making insurance payments, including references to such information, and the procedure to follow in case of an event that has the characteristics of an insured event are provided in the relevant Information Document on the Standard Insurance Product, which can be found in the “Files for downloading” section on our website.
Information about the insurance product "Fraud" from IC "VUSO"
The agreement's territory
The entire world, except for zones of armed conflict, territories where national security and defense measures are being carried out, including repelling and deterring Russian aggression in the Donetsk and Luhansk regions through the Joint Forces Operation, temporarily occupied territories (the Autonomous Republic of Crimea and the city of Sevastopol), or settlements where state authorities temporarily do not exercise their powers and those located along the contact line, in accordance with the Cabinet of Ministers of Ukraine Order No. 1085-р dated November 7, 2014, as amended and effective at the time of the insured event.
Limit of agreement liability
The liability limit is determined within the total sum insured under the Contract, but shall not exceed the amount of direct loss suffered by the Policyholder as a result of the insured event. The total amount of insurance payments for one or more insured events occurring during the term of the Contract shall not exceed the sum insured specified in the Contract.
List of information that is material for the assessment of insurance risk and/or other circumstances considered when determining the amount of the insurance premium
For this insurance product, a list of information material for the assessment of insurance risk is currently not available. Since the insurance program is fixed and the sum insured is uniform, the amount of the insurance premium does not depend on the client’s choice of account or other additional factors. All accounts included in the service package are insured under the contract, and this does not affect the determination of the insurance premium amount.
Franchise agreement
No franchise applies (0 UAH).
Waiting period for an insured event
During the first 7 (seven) days from the date of entry into force of the Agreement, when insurance coverage is not valid.
How does insurance work after a reissue of a card?
Under the terms of the agreement, the account and all cards issued and reissued to it are insured for a period of 12 months from the date of the insurance agreement.
Can the product be purchased separately, without accompanying and/or additional services?
The insurance product is part of a premium service package. The insurance product cannot be purchased separately. The insurance premium is part of the cost of the premium package and is paid when the package is purchased or when additional services are ordered.
Discounts, promotional offers
There are no special offers or discounts available.
Actions in case of fraud
The Policyholder (or their authorized representative) is obliged to:
- Immediately, but no later than 24 (twenty-four) hours from the moment of detection, notify the Bank of the incident in order to promptly block the payment card.
- Immediately, but no later than 5 (five) calendar days from the moment the Policyholder became aware or should have become aware of the occurrence of the insured event, contact law enforcement authorities and file a report on a criminal offense in order to obtain an Extract from the Unified Register of Pre-trial Investigations.
- Within 14 (fourteen) calendar days from the moment the Policyholder became aware or should have become aware of an event that may be qualified by the Insurer as an insured event, notify the Insurance Agent (JSC “FUIB”) or the Insurer using one of the following methods:
- • by calling the Insurance Agent's hotline: +38 044 290 7 290; +38 096 290 7 290; +38 050 290 7 290; +38 093 290 7 290; or
- • by directly contacting the Insurance Agent (JSC “FUIB”; a list of branches is available at the following link: Nearest branch) or the Insurer and submitting the required documents in accordance with the list specified in the Contract.
You can register an insurance event via the following link: Register an insurance event.
Consumer warning about the need to familiarise oneself with the information prior to concluding an insurance contract
Information about exclusions from insured events and grounds for refusal to make insurance payments, consequences of the policyholder’s failure to fulfill the obligations specified in the insurance contract, the procedure for calculating and the conditions for making insurance payments, including references to such information, is provided in the relevant Information Document on the Standard Insurance Product, which can be found in the "Files for downloading" section on our website.
The files for downloading
Public offer of JSC “FUIB” for contract conclusion of complex bank services for individuals.pdf
Previous editions can be found at the link.
Tariffs for servicing individuals (current edition).pdf
Previous editions can be found at the link.
Tariffs for servicing individuals on products that are not drawn up (current version).pdf
Previous editions can be found at the link.