Black Platinum Package

The entire world, except for zones of military conflict; territories where measures are being implemented to ensure national security and defense, to repel and deter the aggression of the Russian Federation in the Donetsk and Luhansk regions through the Joint Forces Operation; temporarily occupied territories (the Autonomous Republic of Crimea and the city of Sevastopol); or settlements in which public authorities temporarily do not exercise their powers and those located along the contact line, in accordance with the Resolution of the Cabinet of Ministers of Ukraine No. 1085-r dated November 7, 2014, as amended and in effect at the time of the insured event.

The limit of liability is determined within the total sum insured under the Agreement, but shall not exceed the amount of direct loss incurred by the Insured as a result of the insured event. The total amount of insurance compensation for one or more insured events that occur during the term of the Agreement shall not exceed the sum insured specified in the Agreement.

For this insurance product, there is currently no list of information essential for the assessment of insurance risk. Since the insurance program is fixed and the sum insured is uniform, the amount of the insurance premium does not depend on the client's account selection or other additional factors. All accounts included in the service package are covered under the agreement, and this does not affect the determination of the insurance premium.

No franchise applies (0 UAH).

During the first 7 (seven) days from the date of entry into force of the Agreement, when insurance coverage is not valid.

Under the terms of the agreement, the account and all cards issued and reissued to it are insured for a period of 12 months from the date of the insurance agreement.

The insurance product is part of the premium service package. The insurance product cannot be purchased separately. The insurance premium is part of the cost of the premium package and is paid when the package is purchased or when additional services are ordered.

There are no special offers or discounts available.

The Policyholder (or an authorized representative) is obliged to:

• – take immediate action and notify the Bank of the incident no later than 24 (twenty-four) hours from the moment of detection, in order to promptly block the payment card;
• – immediately, but no later than 5 (five) calendar days from the moment the Policyholder became aware or should have become aware of the occurrence of the insured event, contact law enforcement authorities with a statement regarding a criminal offense in order to obtain an Extract from the Unified Register of Pre-trial Investigations;
• – within 14 (fourteen) calendar days from the moment the Policyholder becomes aware or should have become aware of an event that may be qualified by the Insurer as an insured event, notify the Insurance Agent (JSC "FUIB") or the Insurer using one of the following methods:
  
  • • by calling the Insurance Agent’s hotline: +38 044 290 7 290; +38 096 290 7 290; +38 050 290 7 290; +38 093 290 7 290; or
  • • by contacting the Insurance Agent (JSC "FUIB", the list of branches is available at the following link: Nearest Branch) or the Insurer directly and providing the required documents as specified in the Agreement.

You can register an insurance event via the following link: Register an Insurance Event.

on exclusions from insured events and grounds for refusal to pay insurance benefits, the consequences of failure to fulfill the obligations specified in the insurance agreement, the procedure for calculating and the conditions for making insurance payments, including a link to such information provided in the corresponding document: Information Document on the Standard Insurance Product, which is available in the “Files for downloading” section on our website.