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Deposit Profitable PLUS

Get even more benefits from your savings - up to 15%1 per annum

You can make a promotional deposit only from the client's "new funds"*

*"New funds" is the difference between the amount of the client's own funds at the moment of opening the deposit "Profitable PLUS" and the amount of such balances as of 23:59:59 30.09.2025.

MINIMUM AMOUNT
500 UAH
DEPOSIT TERM
3 mo
INTEREST RATE
15%1
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REPLENISHMENT
WITHDRAWAL
Monthly interest payment on your card
For customers there is an opportunity to easily open a deposit in the PUMB mobile app.
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More details
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Deposit terms

Interest payment on your FUIB card monthly
Deposit payment on your FUIB card
Partial withdrawal
Not provided
Replenishment
Not provided
Early termination
Not provided
Automatic renewal
Not provided
Попередження
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  • 1. Можливі наслідки для клієнта в разі користування послугою залучення банківського вкладу (депозиту) або невиконання ним обов'язків згідно з договором про надання цієї банківської послуги:
    • 1) під час нарахування банком доходів у вигляді процентів враховується, що отриманий дохід підлягає оподаткуванню і виплаті підлягають суми доходу від вкладної (депозитної) операції після оподаткування (сплати податків та зборів) відповідно до Податкового кодексу України.
    • 2) в разі його несвоєчасного звернення до банку щодо повернення грошових коштів, залучених за договором банківського вкладу (депозиту): строк розміщення вкладу (депозиту) може бути автоматично продовжений на такий самий строк, якщо це передбачено договором/ умовами вкладу (депозиту); кількість продовжень строку розміщення вкладу (депозиту) не обмежується, якщо інше не передбачено договором/ умовами вкладу (депозиту).
  • 2. Банку забороняється:
    • 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи пов'язаної з ним особи як обов'язкову умову надання цих послуг (крім надання пакета банківських послуг);
    • 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
  • 3. Клієнт має право відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації.

What income will you receive on your deposit?

Excluding the cost of servicing card packages for "Black Platinum" and "Premier" cardholders*.
  • UAH
*The calculation does not include the cost of servicing "Black Platinum" card packages (500 UAH/month or 0 UAH subject to transactions totaling 10,000 UAH or 5,000 UAH annually) and "Premier" (1,000 UAH/month or 0 UAH subject to transactions totaling 30,000 UAH or 10,000 UAH annually).
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7 000
3
7 000
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7 000
9
7 000
12
7 000
18
7 000
you will receive:
Deposit amount
300 000 грн
Income after tax*
10 000 грн
Amount of taxes
54 грн
Income before tax
278 грн
Interest rate after tax
5.8 %
*The calculations are approximate.

The deposit interest rates

Deposit currency:

UAH
Minimum amount
3 mo2
from 500 to 25 000 000
15%
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2Under the term of 3 mo. a deposit placement is meant for 93 days.

Contract template and other documents

All documents for the deposit:
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Public offer of JSC “FUIB” for contract conclusion of complex bank services for individuals.pdf
Previous editions can be found at the link.
Terms of all deposits.pdf
Terms of all deposits (including loyalty programs).pdf
Deposit characteristics.pdf
Typical application form to join CBSA.pdf
Tariffs for service of individuals (current version).pdf
Essential characteristics of the service of "Profitable PLUS" bank deposit.pdf
Information to inform consumers of financial services.pdf
  1. This means 15% per annum. This is the pre-tax interest rate on deposit Profitable PLUS in UAH for 93 days for the amount of 500 UAH or more.

JSC "FUIB". The Gov. Register of banks No. 73 dated 12/23/1991 NBU banking license No. 8 dated 10/06/11.

We answer your questions

FUIB has launched a new promotional deposit product "Profitable PLUS". What is its feature?

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From October 22, 2025, to December 30, 2025, FUIB is running a promotion — the “Profitable PLUS” deposit. This promotional deposit can be opened only using the client’s “new funds.”

What are the main terms and conditions of the promotional deposit? In what currency is it available?

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The promotional deposit “Profitable PLUS”, with monthly interest payments to a FUIB card, can be opened only in UAH for an amount starting from 500 UAH for a 3-month term at a 15% interest rate (which is 2% higher than the standard “Profitable” deposit rate).

How does it differ from the standard deposit "Profitable"?

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Firstly: it offers an increased interest rate. The promotional deposit “Profitable PLUS” provides a +2% higher rate in UAH for a 3-month term compared to the standard “Profitable” deposit rates.

Secondly: the promotional deposit can be opened only using "new funds", meaning new inflows to the client’s account during a specified period.

Thirdly: “Profitable PLUS” is available only in one currency – the Ukrainian hryvnia (UAH). Unlike the “Profitable” deposit, it cannot be opened in USD or EUR.

What are "new funds"? What accounts are taken into account when calculating the amount of "new funds"?

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“New funds” are defined as the difference between the total balance of the client’s own funds at the time of opening the “Profitable PLUS” deposit and the balance as of 23:59:59 on September 30, 2025. This difference represents the maximum amount the client can place in the “Profitable PLUS” promotional deposit.

Example: If a client plans to open the promotional deposit on November 10, 2025, and has 15,000 UAH across all accounts (card, deposit, and MoneyBox) on that date, while as of 23:59:59 on September 30, 2025, the total balance across all accounts was 10,000 UAH, then the new funds = 5,000 UAH (15,000 – 10,000).
Thus, the client can open the “Profitable PLUS” deposit for up to 5,000 UAH.
Alternatively, the client can transfer funds from other banks or deposit cash into a FUIB account — thereby increasing the amount of "new funds" available for the promotional deposit.

When calculating the amount of new funds, the following are included:

  • Balances of the client’s own funds on UAH card accounts at FUIB;
  • Balances on UAH deposits at FUIB;
  • Balances in MoneyBox accounts.

The following are not included:

  • The client’s credit funds;
  • Funds on ЄВідновлення and Національний кешбек accounts;
  • Additionally, from the available "new funds" amount, the sums of “Profitable PLUS” deposits already opened during the promotion period are deducted.

What kind of date is 30 September 2025?

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This is the starting date, as of 23:59:59, on which the balances of all the client’s accounts will be calculated to determine the amount of “new funds.”

Where can a client open a deposit "Profitable PLUS"?

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The promotional deposit can be made only in the PUMB mobile application. At the branch, an employee can advise the client on the terms of the promotional offer and, if necessary, help with the application.

Why does the application give an error during registration?

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An error may be displayed in the app if the client tries to make a deposit for an amount exceeding the amount of "new funds".

How can I find out the amount of "new funds"?

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The bank calculates the amount of "new funds" for each depositor at the time of the promotional deposit. To help the client in this situation, the mobile application will provide information on the amount of ‘new funds’ and an additional field with explanations ‘What are "new funds" on the screen where the deposit amount is entered.

Is it possible to replenish/partially withdraw funds from "Profitable PLUS" deposit?

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Replenishment and partial withdrawal are not provided for by the terms of the promotional deposit "Profitable PLUS".

Is auto-renewal available on "Profitable PLUS" deposit?

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As this is a promotional deposit, the "Automatic prolongation" option is not available.

Does the +1% loyalty program apply to this deposit?

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The loyalty program does not apply to the promotional deposit "Profitable PLUS".

For how long can the promotional deposit be opened?

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Opening the promotional deposit “Profitable PLUS” is available from 8:00 p.m. on October 21, 2025, until 8:00 p.m. on December 30, 2025 (the deposit agreement must be completed by this time. All times are in Kyiv time).