offers the highest interest with numerous options of term and deposit amount. This deposit brings the highest income.


  • High interest rate
  • Access to Internet banking “PUMB online”
  • International payment card for receiving deposit interest
  • Guaranteed deposit security thanks to Bank participation in the Deposit Guarantee Fund

Minimum deposit amount

500 UAH/ 50 USD / 50 EUR*

Interest payment


Maximum amount of deposit

UAH 25 000 000/ USD 4 000 000/ EUR 3 000 000


Pay-in is not allowed


Partial withdrawal is not provided

Early termination

Early termination is not provided.

Overdraft on deposit

Overdraft limit: 
  • up to 80% of the deposit amount in national currency (UAH) 
  • up to 60% of the amount in the equivalent of a deposit in foreign currency (USD, EUR), but not more than 1 000 000 UAH for one deposit.
All overdrafts are provided in UAH
Overdraft interest rate is 36.0% per annum**

Terms of loyalty:

Extra + 1% to the rate in UAH and + 0.2% to the rate in USD and Euro:

  • in case of prolonging the deposit
  • when FUIB customer re-accommodates the deposit, which expired within 30 days after its completion
  • when placing a new deposit while having another valid deposit in PUMB
  • when the customer places a deposit via "PUMB online” internet banking service
To open a deposit via Internet Banking You need to open a branch in FUIB one card packages, which include "FUIB online».

In addition:

Along with a deposit a free card pack "Deposit" is offered, which includes:

  • Current account in the deposit currency with charging interest and returning the full amount of the deposit after its completion
  • Free Visa Classic Unembossed or MasterCard Standard Unembossed to the current account
  • Free "PUMB online” internet banking
"Deposit" package is only opened for the customers having no other package in the bank. Read more about the package in paragraph 2.3 Tariffs for individuals. When opening a deposit, you can choose any other card pack of the First Ukrainian.

Money can be put on the deposit within 5 days after signing deposit agreement.

* The minimum amount of deposit at registration in internet banking "PUMB Online"; when placing the deposit in a bank branch, the minimum deposit amount is over 5000UAH / 1000USD / 1000EUR.

** For «Black Platinum» and «Premiere» package owners overdraft rate is decreased by 5.0% per annum.

Category contribution to the minimum amount Interest rate, for year
1 m. 3 m. 6 m. 9 m. 12 m. 18 m.
from 2500000 14,0% 17,1% 17,5% 17,5% 17,5% 17,5%
from 1000000 13,8% 16,9% 17,3% 17,3% 17,5% 17,3%
from 300000 13,6% 16,7% 17,1% 17,1% 17,5% 17,1%
from 500 13,4% 16,5% 16,9% 16,9% 17,5% 16,9%
from 50 -- 2,0% 2,4% 2,5% 2,6% 2,7%
from 50 -- 2,1% 2,5% 2,6% 2,7% 2,8%

Deposit Rates are presented including the loyalty program

Required documents

To open a deposit (card account) a client has to provide for the bank the following original documents:

for residents:

  • passport or substituting document
  • certificate of identification number of the taxpayer registration card (identification code)

for non-residents:

  • passport
  • document certifying the origin of the funds
  • document confirming the location of the non-resident on the territory of Ukraine

Files for downloading

Learn more calling 044 231 7272

(free from any telephones within the territory of Ukraine)

or fill in the online form for return call